Phone: 727-531-7068
1501 Belcher Road South, Unit 2B, Largo, FL 33771
Blanchard Law - Who are we?

Blanchard Law, P.A. - Helping good people through tough times.

Posted by Blanchard Law, P.A. on Monday, June 5, 2017

Helping Good
People Through
Tough Times

Chapter 7

Consumers with overwhelming financial problems typically have two bankruptcy options: Chapter 7 or Chapter 13. The main difference is Chapter 7 typically takes 4 to 5 months to be finalized, while Chapter 13 will consolidate debt for repayment schedule of 3 to 5 years.


Chapter 11

Businesses with a heavy debt load have the same opportunities as consumers do with bankruptcy options. If you see hope for the future once you can get past your current debt, you might want to consider a Chapter 11 bankruptcy.


Chapter 13

If you have income substantially above what the means test for Chapter 7 bankruptcy allows and want to retain both your home and car and some “nonexempt” assets, Chapter 13 bankruptcy may be able to help you get back on track.



In the State of Florida, there are many ways to deal with overwhelming housing debt. Rather than having your home taken from you, contact the law office of Blanchard Law, P.A. and let us evaluate alternatives to save your home!


Clearwater Bankruptcy Attorney

John Lennon once said it best: “Life is what happens to us while we are making other plans.” He may not have been talking about finances, but for those trapped in financial situations beyond their control, the words ring true. Many who bought a house or car, responsibly used credit cards, started a business, or accumulated other debt in good faith have found themselves in overwhelming financial trouble due to job loss, illness, accident, injury, divorce, or other personal issues. Also battered by a shaky economy and a turbulent housing market, they find themselves wondering what happened to life as they knew it.

You Have Questions, Blanchard Law Has Answers

Clearwater bankruptcy attorney Jake C. Blanchard can help you sort out your financial problems and help you decide whether bankruptcy, foreclosure, or other action is what you need to reclaim financial stability and plan for your future. Experienced in working for both creditors and debtors, Jake knows how to help you develop a customized plan of action that is fair and compassionate. He understands your desire to make a fresh start and he is experienced in applying the legal tools that will help you do so.

In the past, many people have regarded bankruptcy and foreclosure as signs of personal failure and shame. To avoid what you regard as a stigma, you may try to call your credit card companies and mortgage lenders to try and negotiate a more favorable payment or interest rate for yourself. Often times, creditors are unwilling to deal with consumers, but even if you are able to negotiate, the solution does not address your overall debt picture. While bankruptcy and foreclosure are not something you should regard lightly, they are honorable legal remedies available to you that you can pursue with your head held high. They provide a way to get back on track

How A Clearwater Bankruptcy Attorney Can Help You

When you are overwhelmed by debts you cannot pay back on time, your phone never stops ringing as bill collectors try to harass you into paying what you owe. The calls are distressing and you know there is no way you can juggle all your creditors. You worry that the collectors will contact your employer, bother your friends and neighbors, garnish your wages, subject you to abusive language, and even threaten violence. When you work with a St. Petersburg bankruptcy lawyer at Blanchard Law, the harassment can stop.

As you will learn from your consultation with our firm, you have rights under both the Florida Consumer Collection Practices Act and the Fair Debt Collection Practices Act. There are many remedies available to you to stop the harassment. These include:

  • Chapter 7 Bankruptcy
  • Chapter 11 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Negotiation
  • Debt Settlement
  • Debt Consolidation
  • Foreclosure
  • Mortgage Modification

Make The Call To Reclaim Your Life

We will clearly explain the different solutions available to you to reduce or abolish your debt. Each one can impact your current credit rating and tax liability, but you will have a thorough understanding of your options so that you can make an informed decision. Better yet, you will see an end in sight for your problems, along with peace of mind.

Make today the day you reclaim your life. To set up an appointment for a free consultation, just call Blanchard Law at (727) 531-7068 or click here to fill out our website form.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.